- Ignoring the Total Cost
Don’t focus only on the monthly payment — factor in the interest, fees, and insurance.
- Choosing the Wrong Interest Type
Fixed vs. variable? Pick what suits your lifestyle and income consistency.
- Not Comparing Offers
Every bank has its own policies. One offer could save you thousands over time.
- Skipping the Fine Print
Small details can hide big risks — like penalties, changing rates, or hidden fees.
- Not Getting Professional Advice
A trusted advisor sees what you might miss — and gets you better deals.
